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Author Archives: rony_blog
Is There Uber in Barcelona? Best Alternatives + Discount Codes
Can You Get Ubers in Barcelona? No, Uber is not available in Barcelona (as of 2025) in the traditional way you might expect. Due to local regulations and the strong influence of the local taxi association, Uber’s standard rideshare service doesn’t operate in the city. But don’t worry—there are plenty of reliable alternatives. If you’re …
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Radicant: Swiss bank account with “high” interest
Radicant is one of the newer neo banks in Switzerland. What makes them interesting is that they offer high interest rates (as of August 2024 1%) of up to 250’000 CHF with no withdrawal restrictions. Ideally to park money short term. You also receive a free digital Visa debit card, which at this point can …
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Pillar 3a: Same maximum amount for 2024 as 2023
The Federal Council has left the maximum Pillar 3a contribution of CHF 7’056 for the year 2024. This corresponds to CHF 588 per month. From a long-term investment point of view and if your financial situation allows it, paying your entire 3a contribution at the beginning of the year could make sense. Best options in Switzerland are …
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Pillar 3a: New maximum amount for 2023
The Federal Council has increased the maximum Pillar 3a contribution to CHF 7’056 for the year 2023. This corresponds to CHF 588 per month. From a long-term investment point of view and if your financial situation allows it, paying your entire 3a contribution at the beginning of the year could make sense. Best options in Switzerland are …
Stableton for Private Investments
Update August 2024: This promotion is still available. Unlock the potential of private markets, which have historically strongly outperformed. We overcome the barriers to making alternative investments accessible, profitable and understandable – for everyone! With Stableton you can invest, when qualified, into private companies before they go public. In the past there were investment opportunities …
(Expired) Migros M-Plus Abo
Update November 2022: Unfortunately Migros Bern stopped Migros Plus, you can’t singe up anymore an all active subscriptions expired after their last renewal. Migros has a subscription service which they try to be a bit like Amazon Prime. It’s called M-Plus and costs CHF 9.90 per month. Currently the service is only available in the …
Swisscard Cashback Credit Card
Swisscard is offering Cashback Credit Card duos. You always choose two cards. One is an American Express (AmEx) and the other one is either a MasterCard or Visa. For purchases with the Amex you get 1% cash back (paid once a year), for the other two 0.2%. The Visa and MasterCard are not really interesting …
FairTiq ticketing app
FairTiq is the easiest way to pay for public transport. With this app you start your journey and end it when you are done and get charged always the best rate. For example when you do multiple trips a day and you reach the price for the daily ticket, you will not be charged any …
Neon fintech bank
Neon is one of the best free smart phone only banks in Switzerland. Offering is free, fees are cheap or non existing. They also have an offering Neon green, which gives you 3 years of warranty extension for most of your purchases, for CHF 5 a month. I think this is the most interesting part, …